Cost & Financing

Financing at 4M Dental

Are you considering dental implants but worried about the cost?
At 4M Dental, we understand that financing can be a major concern for patients seeking to restore their smiles with high-quality dental implants.
That’s why we offer a variety of flexible payment options and work with trusted financing partners to help make your dream of a beautiful, healthy smile a reality.

You Have
Options

There are many ways to get you the smile you want – a combination of dental treatments, insurance and financing options, the assistance of a family member or friend, or the one-treatment-at-a-time method. Many of us need financial assistance to help out with the costs of dental work. At 4M Dental Implant Center, we’re here to help.

Dental Insurance Coverage

One popular option is to utilize your dental insurance coverage. Many insurance plans offer partial coverage for dental implants, which can help reduce your out-of-pocket expenses. Our experienced staff will work with you to maximize your insurance benefits and minimize your financial burden.

Payment Plan Options

For those without dental insurance or requiring additional financing, we offer a variety of payment plans through trusted third-party lenders. These plans allow you to spread the cost of your treatment over a period of time, making it more manageable within your budget.

Personal Savings, HSA or FSA

Additionally, you may consider using your personal savings, a health savings account (HSA), or a flexible spending account (FSA) to fund your dental implant treatment. Our knowledgeable financial coordinators will discuss all available options with you.

Frequently Asked Questions About Dental Financing

Financing options for cosmetic dentistry procedures like dental implants typically include personal loans, lines of credit, or healthcare credit cards specifically designed for medical expenses. These financing options may offer competitive interest rates and flexible repayment terms, allowing you to manage the cost of your dental implants over time.

To schedule a free consultation for dental implants, locate a 4M Dental Implant Center closest to you, and give our office a call! Schedule your free consultation today and discover how our flexible financing solutions can help you restore your smile with confidence. Our knowledgeable staff is here to guide you through every step of the process and answer any questions you may have. Whether you need life-changing full-mouth implants, orthodontics, or a routine check-up, we’re here to prioritize your well-being and satisfaction for a radiant smile that lasts a lifetime.

The annual percentage rate (APR) is a crucial factor to consider when financing dental implants, as it determines the overall cost of borrowing. A lower APR means lower interest costs over the life of the loan, resulting in more affordable dental implant financing. When comparing financing options, be sure to pay attention to the APR and any additional fees or charges associated with the loan to accurately assess the total cost of financing dental implants.

Yes, you can use a credit card to finance your dental implant procedure, but it’s important to consider the interest rates and terms associated with using a credit card for healthcare expenses. Some credit cards offer promotional financing with low or zero-interest rates for a certain period, which can be beneficial if you can pay off the balance within the promotional period. However, using a credit card for financing may result in higher interest rates compared to other financing options like personal loans or lines of credit.

Financing dental implants can impact your credit score depending on how responsibly you manage the loan. Your credit history and payment behavior will be reported to credit bureaus, so making timely payments can positively affect your credit score. However, defaulting on payments can result in debt accumulation and negatively impact your credit score in the long run.

Our Financing Partners

CareCredit Logo

CareCredit

CareCredit is a trusted financing partner that offers a range of payment plans for dental implant treatment. With CareCredit, you can choose from short-term and long-term financing options, allowing you to select a plan that fits your budget. Some of the benefits of financing with CareCredit include:

  • No upfront costs or annual fees
  • Low interest rates
  • Flexible repayment terms ranging from 6 to 60 months
  • Easy online application and quick approval process

By partnering with CareCredit, 4M Dental ensures that you have access to a reliable and convenient financing solution for your dental implant treatment.

Apply Online
Cherry Logo

Cherry

Cherry is a reliable financing partner that provides a variety of payment plans for dental implant treatments. With Cherry, you can choose between short-term and long-term financing options, giving you the flexibility to pick a plan that aligns with your budget. Some of the key benefits of financing through Cherry include:

  • No hard credit checks
  • Quick and easy applications
  • Flexible repayment terms ranging from 6 to 60 months
  • Potential 0% interest for 6 - 24 months
  • Low Interest rates
Apply Online
Lending Club Logo

Lending Club Patient Solutions

Lending Club is a reputable financing partner that offers affordable personal loans for dental implant treatment. By partnering with Lending Club, 4M Dental provides you with access to a convenient and flexible financing solution to help restore your smile.

Some of the benefits of financing with Lending Club include:

  • Maximum loan amount up to $50,000
  • Fixed rate plans
  • Easy-to-understand payment plans

With Lending Club, you can enjoy competitive interest rates and a range of repayment terms to fit your budget. Their easy online application process allows you to quickly determine your eligibility and receive the funds you need to proceed with your treatment at 4M Dental.

Apply Online
ProceedFinance Logo

Proceed Financing

Proceed Finance is another trusted partner of 4M Dental, offering personalized financing solutions for your dental implant treatment. With Proceed Finance, you can enjoy a simple and straightforward application process, ensuring you receive the funding you need to restore your smile.

Proceed Finance offers low interest rates and flexible repayment terms, allowing you to select a plan that aligns with your budget and financial goals. Their dedicated team of financing experts will work with you to create a customized payment plan, ensuring your dental implant treatment is both affordable and accessible.

Apply Online

Start Your Smile Transformation Today

With over 5,000 lives changed and a 99% implant success rate, 4M Dental Implant Center is trusted by patients around the world. From your first consultation to your final smile, our team delivers precision, comfort, and results that last a lifetime.

Fill out the form to request your free consultation—no pressure, no obligation. Just expert guidance from a team that puts you first.

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